Privacy Policy

OneYearPlanOnline.com (OYOP) takes your privacy seriously. Please read the following to learn more about our privacy policy. By visiting this website, you are accepting the practices described in this Privacy Notice.

What This Privacy Policy Covers

• This policy covers how OYOP treats personal information that OYOP collects and receives, including information related to you’re past use of OYOP products and services. Personal information is information about you that is personally identifiable like your name, address, email address, IP address, or phone number, and that is not otherwise publicly available.
• This policy does not apply to the practices of companies that OYOP does not own or control, or to people that OYOP does not employ or manage.

Information Collection and Use
General

• OYOP collects personal information when you either register with OYOP to receive a free book and CD or when you use OYOP products. OYOP may combine information about you that we have with information we obtain from business partners or other companies.
• When you register we ask for information such as your name, address, phone number, email address and zip code. Once you register with OYOP and sign in to our services, you are not anonymous to us.
• OYOP collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.
• OYOP automatically receives and records information on our server logs from your browser, including your IP address OYOP cookie information, and the page you request.
• OYOP uses information for the following general purposes: to fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.
• We reserve the right to send you certain communications relating to OYOP services, such as service announcements, administrative messages, special offers and a OYOP Newsletter.

Confidentiality and Security

• We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.
• We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

Cookies

• OYOP may set and access OYOP cookies on your computer. We use this information for Web Site and Systems Administration.
• Cookies are alphanumeric identifiers that we transfer to your computer's hard drive through your Web browser to enable our systems to recognize your browser and to provide features and storage of items in your Shopping Cart between visits.

Information Sharing and Disclosure

• Information You Give Us: We receive and store any information you enter on our Web site or give us in any other way. You can choose not to provide certain information, but then you might not be able to take advantage of many of our features. We use the information that you provide for such purposes as responding to your requests, customizing future shopping for you, improving our stores, and communicating with you.
• Automatic Information: We receive and store certain types of information whenever you interact with us. For example, like many Web sites, we use "cookies," and we obtain certain types of information when your Web browser accesses this site.
• Agents: We employ other companies and individuals to perform functions on our behalf. Examples include fulfilling orders, delivering packages, sending postal mail and e-mail, removing repetitive information from customer lists, analyzing data, providing marketing assistance, providing search results and links (including paid listings and links), processing credit card payments, and providing customer service. They have access to personal information needed to perform their functions, but may not use it for other purposes
• OYOP may share personal information about you with trusted partners who work on behalf of or with OYOP. These companies may use your personal information to help OYOP communicate with you about offers from OYOP and our marketing partners. You may receive certain communications relating to OYOP services, such as service announcements, administrative messages, special offers and a OYOP Newsletter.
• We may provide personal contact information about you with our trusted partners who work on behalf of or with OYOP. These companies may use your personal information to help OYOP communicate with you about offers from OYOP and our marketing partners.
• We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims
• We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, violations of OYOP’s terms of use, or as otherwise required by law.
• We transfer information about you if OYOP is acquired by or merged with another company. In this event, OYOP will notify you before information about you is transferred and becomes subject to a different privacy policy.

Changes to this Privacy Policy

• OYOP may update this policy. We will notify you about significant changes in the way we treat personal
  information by sending a notice to the primary email you entered or by placing a prominent
  notice on our site.